Spread the cost of supplier invoices, tax bills and overheads over 30, 60 or 90 days. Check if you'll be accepted in minutes — with no impact on your credit score.
Free eligibility check · Decision in minutes · Funds in as little as 24 hours
A quick estimate — it won't affect your credit score.
Subject to status. Illustrative figures only.
Choose the option that fits your business — every product comes with clear, fixed fees.
Spread HMRC bills so a big payment doesn't squeeze your cash flow.
Find out more →See how financing a bill could change your monthly position.
Try the calculator →We keep things simple and fair, so you always know where you stand.
Our eligibility checker uses a soft search, so you can look before you apply.
One transparent fee agreed upfront. No interest, no surprises.
Choose 30, 60 or 90 days — and repay early any time at no extra cost.
Our UK-based team is on hand by phone, chat or email, Monday to Saturday.
From bill to breathing space in as little as 24 hours.
Answer a few quick questions about your business. It takes about two minutes and won't affect your credit score.
Add the invoice or bill you'd like to finance and choose how long you'd like to repay over.
Accept your fixed-fee offer, we settle the bill, and you repay in easy instalments.
Here's what businesses like yours say about Vanquis.
"Vanquis got us through a tough quarter. We had a £40k supplier bill due and they settled it the next day."
"The pricing is refreshingly clear. One fixed fee, no small print — and the eligibility check didn't touch our credit file."
"We use Vanquis to spread our VAT bill every quarter. It's taken so much stress out of managing cash flow."
Check if you'll be accepted in minutes — with no impact on your credit score.